Loan Management
Our consultants have deep expertise in the following loan related components of SAP Banking:
- Loan products
- Financial Conditions
- Disbursement processes
- Payment processes including outgoing payments, incoming payments, payments distribution
- Integration with FI-CA
- Integration with SAP Financial Accounting
- Loan Re-structuring business operations including Skip, Extension, Deferral, Capitalization
- Renewals, Loan Closure
- Integration with Loan Origination Systems
SAP Payment Engine is a comprehensive solution for managing payment operations, acting as a central platform to process, verify, sort, and clear payment transactions from various internal and external channels. It automates workflows, handles data from different formats, and supports a range of financial models, enabling efficient and error-free payment processing for financial institutions
- Centralized payment processing: Consolidates payment operations by connecting to numerous internal and external payment channels.
- End-to-end processing: Manages the entire payment lifecycle, from reading incoming data to converting and transferring outgoing payment orders to the required target systems.
- Data validation and enrichment: Validates and enriches payment data to minimize errors, and includes a format-specific converter for seamless validation and conversion.
- Automated workflows: Provides flexible and automated workflows for verification, sorting, and clearing payments.
- Flexible routing: Supports automated routing of payments using flexible rules and master data.
- Exception handling: Offers semi-automated exception handling with predefined rules for efficient management.
- Reporting and monitoring: Includes robust monitoring and control functions, with event logging and report generation
Our consultants have deep expertise in the following components of SAP S/4 Transaction Banking :
- Product configurator
- Payment Transaction Management
- Financial Condition management
- Automated posting control processing (Posting Control Office)
- Exception handling using Post Processing Office
- Account settlement
- Account Holder Change, Product change etc.
- Automatic correspondence
- Account statement
- Integration with Payment Engine
SAP Credit Card Management refers to a suite of solutions within the SAP portfolio for managing payment and corporate cards. Key functions include card lifecycle management, authorization and settlement of transactions, and integration with other SAP modules like Financial Accounting and Sales and Distribution. SAP offers specific solutions for banking card management (S/4 Card Mgmt) and more general payment card processing, often connected to web channels or travel expense management.
- Card lifecycle management: Manage the entire lifecycle of a card, from creation to destruction, including locks, stops, and flexible product definitions.
- Real-time authorization: Approve or decline transactions in real-time by checking available funds, limits, and existing locks.
- Transaction processing and settlement: Process transactions and perform settlement runs with external clearing houses, posting the results to SAP accounting.
- Integration: Integrates with other SAP solutions, such as Sales and Distribution (SD) and Financial Accounting (FI), for a comprehensive view of credit and transactions.
- Customer self-service: Provide customers with self-service options like limit management, card locks, and transaction history.
- Support for modern technologies: Supports new payment technologies like tokens, virtual cards, and e-wallets.
Our consultants have deep expertise in the following components of SAP Banking:
- Physical Collateral Objects : Real Estate, Ships, Aircrafts, Collateral Object Bundles.
- Financial Collateral Objects : Securities Account
- Guarantees
- Process Control Framework
- Collateral Calculations and Reporting
- Integration with Loans in CML and Loans
- Management in Banking Services
- Integration with Loan origination systems
